Sarsi, LLC is a high-touch Fiduciary Financial Advisor in West New York, NJ and New York City with clients nationwide
The Company
As a fee-only fiduciary , we do not sell products, we solve problems. Our clients are busy professionals, business owners, retirees and pre-retirees like you. As your Personal CFO, we provide the human judgment and technical oversight needed to coordinate your investments, tax strategy, and life transitions into a single, cohesive plan.
Services
As a fee-only financial advisor we put our clients ahead of everything and provide all services required to help them navigate life’s transitions. We are available throughout their journey to help them make optimal decisions.
Investments
We build portfolios suitable to each client through a well thought out, time tested process
Frequently Asked Questions
Our comprehensive services offerings are structured to help clients achieve their objectives and financial independence. We consider the overall financial situation of the client including investment management, cash flow and debt optimization, risk management/insurance, asset protection, retirement planning, social security maximization, estate planning, non cash compensation analysis and tax planning. In addition, we also provide outsourced consulting/CIO services to relatively large investors.
We are able to make informed, rational and disciplined decisions regarding client’s financial situation. As a result we embrace complex situation and simplify them. From a client’s perspective, one of the most important values we provide is putting in place a reliable plan and portfolio, monitoring client situation and making suitable changes to the plan/portfolio as required.
Unlike a number of financial advisors out there, we are only paid by our clients. We are a fee-only financial advisor. This is important because it preserves our independence. We are incentivized to work only for our client’s benefit. Our fees are simple and straightforward and we discuss it with our clients upfront.
Our fee structure is straightforward and transparent. Fees could be:
- Asset based (1% and lower depending on assets, minimum fee per client, per year is $5,000)
- Fixed fee for upfront comprehensive plans (Priced based on complexity.)
Asset based fee includes financial planning. Initial comprehensive financial planning takes months to complete but clients have access to us for a year to seek guidance and clarification on the plan.
We have procedures to ensure client information is confidential. Additionally, since there is a single point of contact with clients, the possibility of breach of confidence is limited.
We subscribe to a variety of sources of information and analysis such as research reports, publications and periodicals. In addition, we constantly meet and speak with a number of investment managers, both traditional and alternatives. As a result we are able to perform extensive proprietary research and complement it with research from multibillion dollar investment firms.
No, we do not hold client’s assets. It is held at the custodian, Charles Schwab, in the client’s name, in an account that is controlled by the client. We get the ability to trade on the client’s behalf. The custodian executes and settles trades and provides other services like sending monthly statements.
We personally oversee this process and guide the client all the way.
No. We are set up to work virtually with clients outside New Jersey and New York.