Building suitable portfolios for your long-term success.
Through years of experience we have developed an Investments Process based on 6 principles
Client Requirements
We strive to create an investment portfolio in a reliable manner that has a high probability of achieving long term objectives. The central belief of our investments process is that investments built in isolation of client profile will lead to disappointment. You work hard in your profession to make a good living. An investment plan should complement your savings and earnings potential to secure your future. Our first step is to understand you, your requirements, risk-return objectives, and preferences such as ESG (Environment, Social and Governance). We know from experience that portfolios not only be constructed with the best products but must also be based on a philosophy that is suitable and tailored to the client’s need.
Risk-Aware Investing
Investment Selection
Our investments process leads us to select suitable investment products for a particular asset class or strategy. We analyze investments using extensive qualitative and quantitative methods and pay close attention to fee structures, liquidity profiles and tax efficiency. Our in-house research is complemented with research from outside asset management firms, investment managers and investment outsourcing firms.
Portfolio Construction
Our approach is to create a resilient portfolio that is suited to client objectives and requirements. The basis of our Investment Philosophy is that underneath all the confusion and chaos of the financial markets is a medium that compensates human enterprise. This drives our strategic asset allocation which is based on long term expectations of asset class returns and their inter-relationships.
Over time, we make changes to the allocation when we feel that certain asset classes are available at relatively attractive prices. We continually fine tune the portfolios based on new information either about the client or the investment landscape, however portfolio turnover is kept as low as possible to minimize transaction costs and tax impact.
Long-Term Investing
The probability of investment success vastly increases with time. We believe it is about time in the market and not market timing. Our philosophy of creating portfolios complementary to client situation ensures being invested for the long term.
Continual Improvement and Monitoring
Our research and investments process involves keeping abreast of the markets, and working tirelessly to discover new investment products, strategies, and managers. Most importantly, we are in continual touch with our clients to understand changes in their situation that may require a change in the portfolios.